What is the Salary Calculator?
The Salary Calculator computes your take-home pay by deducting 4 major insurances (National Pension, Health Insurance, Long-term Care, Employment Insurance), income tax, and local income tax from your gross salary. It uses 2026 rates for accurate calculations.
Key Features
Real-time Calculation
Results update instantly as you type. No button clicks needed.
Reverse Calculation
Enter your desired net pay to find the required gross salary. Perfect for salary negotiations.
4 Major Insurances
Accurately calculates all insurance premiums including the National Pension cap (5.9M KRW/month).
Severance Pay Options
Compare results with severance pay included in or separate from your annual salary.
Visual Chart
See the ratio of net pay to deductions at a glance with a donut chart.
2026 Insurance Rates
National Pension 4.5% (cap: 5.9M KRW/month), Health Insurance 3.545%, Long-term Care 12.27% of Health Insurance, Employment Insurance 0.9%. Shared between employee and employer, deducted monthly from salary.
How to Use
- Select Input Mode — Choose Annual Salary, Monthly Salary, or Reverse (target net pay).
- Enter Amount — Enter your gross salary or desired net pay. Results calculate automatically.
- Select Severance Option — Choose whether severance pay is included in or separate from salary.
- Set Non-taxable & Dependents — Enter non-taxable amount and number of dependents including children.
- View Results — Check the breakdown of insurance, taxes, and monthly net pay.
Use Cases
Salary Negotiation
Check the actual take-home pay for offered salaries to make informed decisions during job changes.
Budget Planning
Plan your monthly expenses for housing, food, and savings based on your net pay.
Target Salary Setting
Use reverse calculation to find the gross salary needed for your desired monthly net pay.
Severance Pay Comparison
Compare take-home pay between included and separate severance to find the better deal.
Helpful Tips
Maximize non-taxable items like meal allowance (200,000 KRW/month) and car allowance to increase your take-home pay. Also, the number of dependents affects income tax deductions, so enter accurately for the best results.
2026 Salary to Net Pay Table
Estimated monthly net pay based on 200,000 KRW non-taxable, 1 dependent.
Frequently Asked Questions
What is non-taxable income?
Salary items exempt from taxation, such as meal allowance (up to 200K KRW/month), car allowance, and childcare support. Higher non-taxable income means more take-home pay.
Separate vs included severance pay?
With 'included' severance, the annual salary is divided by 13: 12 for monthly pay and 1 for severance. Same salary with included severance means lower monthly net pay.
What are the 4 major insurances?
National Pension (4.5%), Health Insurance (3.545%), Long-term Care (12.27% of health), and Employment Insurance (0.9%). Both employee and employer share the contribution.
Is there a pension contribution cap?
Yes, as of 2026, the monthly income cap is 5.9M KRW. Even with higher salary, the maximum pension contribution is 265,500 KRW.
Net pay for 30M KRW annual salary?
With a 30M KRW annual salary, after deducting insurances and taxes, monthly net pay is approximately 2.28M KRW. Varies by dependents and non-taxable items.
How does reverse calculation work?
Select 'Reverse' mode, enter your desired monthly net pay, and the calculator determines the required gross annual salary. Great for salary negotiations.
Privacy Notice
This salary calculator processes all data in your browser. Your salary information is never sent to any server, and no personal data is collected or stored.